Who they are

Japan Housing Finance Agency (JHF) is an incorporated administrative agency, 100% owned by the Government of Japan. It was established in 2007 to succeed the Government Housing Loan Corporation of Japan (GHLC) that was established in 1950. JHF does not originate mortgages, but purchases fixed rate mortgages originated by private lenders and package those mortgages into MBS. JHF is the largest issuer of MBS in Japan.